photo: Advice From A Twentsomething
If you’ve worked your way through the pages of Sophia Amaruso’s Girl Boss, you may remember the sassy quote; ‘money looks better in the bank than on your feet.’ Walk into Topshop during a sale though and all memories of those fierce words may just fling up into the sky like a storm of lost paperwork on a breezy day.
Lose the ‘I won’t order that pizza’ or ‘I’ll walk home from work and ditch the Uber’ fickle justifications and try these hacks to stick to your guns (because if you’re anything like us you’re still going to Uber home and order a pizza with shoes in tow.)
Being accountable for your goals is the only sure way to commit to and achieve them. By writing down a clear goal of saving x amount by x date you are a million times more likely to achieve your money saving goals.
Automate your savings
You’ve committed, and you know how to achieve your goals (hint: save money regularly). Now, head to your bank set up a direct debit for a monthly outgoing of 10+% and then head to Starbucks to congratulate yourself with a frappuccino. You can watch as your savings build up and chances are you won’t even notice the difference day to day and will only wish you had started sooner.
Find your money pitfall
Your money should go towards events and items you love, not trickle between your fingers. Take a look at your bank statements and try to decipher your ‘problem-purchases.’ We all have these, they may be purse stinging lunches or nasty phone bills. Once you’ve identified your saving-barriers come up with actionable solutions to fight them.
Get savvy online
Ok, I’m not saying become a Coupon-Queen like Kourtney in that episode of KUWTKs (anyone else see that one?), but be aware of the times you may be over-paying unnecessarily. Instead of skipping meals with the girls, grab a discount off voucher codes and head to dinner with a free prosecco. Sounds like a plan and a half!