The Most Straightforward Ways To Save Money In Your Life

photo: Advice From A Twentsomething

 

If you’ve worked your way through the pages of Sophia Amaruso’s Girl Boss, you may remember the sassy quote; ‘money looks better in the bank than on your feet.’ Walk into Topshop during a sale though and all memories of those fierce words may just fling up into the sky like a storm of lost paperwork on a breezy day.

Lose the ‘I won’t order that pizza’ or ‘I’ll walk home from work and ditch the Uber’ fickle justifications and try these hacks to stick to your guns (because if you’re anything like us you’re still going to Uber home and order a pizza with shoes in tow.)

#MoneyGoals

Being accountable for your goals is the only sure way to commit to and achieve them. By writing down a clear goal of saving x amount by x date you are a million times more likely to achieve your money saving goals.

Automate your savings

You’ve committed, and you know how to achieve your goals (hint: save money regularly). Now, head to your bank set up a direct debit for a monthly outgoing of 10+% and then head to Starbucks to congratulate yourself with a frappuccino. You can watch as your savings build up and chances are you won’t even notice the difference day to day and will only wish you had started sooner.

Find your money pitfall

Your money should go towards events and items you love, not trickle between your fingers. Take a look at your bank statements and try to decipher your ‘problem-purchases.’ We all have these, they may be purse stinging lunches or nasty phone bills. Once you’ve identified your saving-barriers come up with actionable solutions to fight them.

Get savvy online

Ok, I’m not saying become a Coupon-Queen like Kourtney in that episode of KUWTKs (anyone else see that one?), but be aware of the times you may be over-paying unnecessarily. Instead of skipping meals with the girls, grab a discount off voucher codes and head to dinner with a free prosecco. Sounds like a plan and a half!

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  • Awesome post

    Amy | http://www.yankified.com

  • Those are some awesome tips! Will definitely try the automate saving one x

    Creepers & Cupcakes

  • Great tips! I have the automate saving and it’s such a relief to not have to worry about thinking about saving money, it just does it for you =o)

    http://dreamofadventures.blogspot.com/

  • These are great tips. I have auto savings, but also move any remaining money into my savings account if I don’t spend to budget each week.
    alisoneking.com

  • These are great tips. I’m usually pretty good with money, but final year of university I stopped keeping track and started treating myself more regularly. Now that I’ve graduated and will be starting work, I’m ready to get back into proper saving!
    Jennifer
    Ginevrella | Lifestyle Blog

  • Amazing, these are so true! I think the toughest thing is starting the habit of saving – just like the gym, once you start its easier to continue ;)

    http://www.fernwehsociety.com

  • Gitana Deneff

    I’ve definitely seen the KUWTK ep where Kourt does couponing and i’m actually really obsessed with watching extreme couponers. It makes me want to save money and find coupons for everything!

    Also, I really need to start saving money in a savings account. I think that first step you wrote down really hit home for me. If I write a goal of x amount by x date it will help me loads. I’m going to try it. Good post!

    Gitana | Books & Bellinis | Instagram

  • I’ve been saving money since my classes started and I am so glad with the outcome so far. I’m even planning to save it until college so that I have the money to use during my unemployed days. We don’t know what the future holds so it’s better to be prepared than sorry. :)

    Augustin Ra | Indie Spirit

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