Whatever stage you find yourself on your career path right now from student to full-time career girl, money management skills will serve you invaluably. There are a few apps and courses which will make your budgeting life easier (and turn excel spreadsheets into your favorite hobby). Check out these courses to help you manage, budget, save and invest your money. You’ll thank yourself later!
How to save
ISAs. Fixed rate savings. Normal savings. Bank account savings. Anything else? Oh yep, more ISAs. Not to worry! This comprehensive guide from moneysavingexpert.com will help you to navigate the best methods you can use to save your funds and get the best deal for your hard-earned money. You can also save up for money expert Martin Lewis’ emails for a weekly dose of money-saving wisdom.
Budget…and then save some more
When it comes to saving money, tomorrow never comes. But putting away money doesn’t have to be too sacrificial. In this talk, Learnvest CEO Alexa von Tobel discusses the 50/20/30 budgeting rule and the five principles you should follow to secure a stable financial future – all the way until retirement.
As the author of bestselling book Rich Dad Poor Dad, Robert Kiyosaki is well-versed in the art of financial management. Reading his books a few years ago helped me to grasp the finance basics we didn’t learn at school. This free course features one hour of tips broken down into 15 mini-lectures. It will take you through creating a long-term budget, the basics of investing and ends with a quiz to help you retain the tips. This is especially useful for budding entrepreneurs.
There’s an app for that
Apps like AccountTracker, Spendbook or even your personal banking app (most mainstream banks have them) can help you keep on top of your finances and budget plans, on the go. They also help you to visualize your expenses with charts. These allow you to track your outgoings, your income, savings, and you can easily transfer money between multiple accounts. Just be sure to resist the urge to carry out incremental transfers for those spontaneous treats – it adds up! (I know it’s not just me).
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