The Money Saving Tricks I Used To Travel The World Before 30


My name is Lynn and I’m 29. I’m from the central coast in California, currently living in Sydney, Australia. I used to spend my time wondering how to save money traveling, but it worked out in the end and I spent my 20’s seeing the world.

I had this dream of seeing all 7 continents by the end of my 25th birthday and all 50 states by my 30th birthday. Not just visit these continents, but really see them. I didn’t want to go to just one country and say “I’ve seen all of Europe! Or I’ve been to South Africa, I’ve done Africa!” I knew I could make it happen but the big problem was money. How does someone under 25 afford something like this? It’s possible, and it’s been done. Here’s how I did it…

1. Shop around for tour companies

For a female traveling alone, this was not only safe, but they also offered discounts. Not only are there plenty of last-minute fees, but there are also discounts offered for returning guests. Some of the tour companies would even let you stack your discounts on top of each other. I had a few tours that were 70% off!

EF Ultimate Break is a great option because it’s only for 18-29-year-olds and you can travel the world in just 54 days with one tour they offer. You can also get $100 off if you’re thinking about traveling the world, with the code CGD100 – use it here.

2. Join a frequent flyer program

It’s worth it. Many airlines are partners with other airlines. By flying with them (which you have to fly to get to countries anyways) you gain points. The more you fly, the more perks you get including free upgrades, additional luggage to check in and even free flights from enough points saved up. The best part? Frequent flyer programs are free to sign up for. I saved up so many points I was able to get a round-trip ticket from New Zealand to California and even got upgraded!

3. Book through one source

In my case I used Expedia. Similar to frequent flyer programs, the more you book through Expedia, the more points you earn. Points can be refunded for hotel stays. Have a look for one source to book things through that actually rewards you for returning, and make sure you check prices in private browser to get the best deal.

4. Use a hotel chain for points 

There are groups of hotels that are under the same umbrella of a points program. Staying at these hotels have allowed me to get free nights at hotels. Even double when I book these same hotels through Expedia.

5. Get multiple savings accounts

There are some banks that don’t charge you to have multiple savings accounts. I always had 1 checking account opened for bills, and 2 savings accounts; one for travel and one as an emergency fund. The travel savings account was put into a special savings account where my money could accrue interest. My money would make money by sitting in that account. The longer you keep your money in that savings account, the more you make. In my case, I had to give 60 days notice to withdraw the money.

6. How to still have a life while saving.

I allocated myself an allowance while saving to travel. I would go out on weekdays where there were cheap movies. Most cities have local magazines where discounts are offered. I went to an opera in London for 5 pounds, had 3-course dinners in Asia for $10 including a glass of wine. Keep a look-out for these magazines, there are amazing deals waiting to be discovered.

7. Never underestimate loyalty discounts

I was quoted $10K for my trip to Antarctica, and that was just the cruise down there, not including flights. The savings account I opened up to accrue interest was specifically for Antarctica. When I finally had enough saved and took out the money, I went with a company I had previously traveled with on 4 other trips-they gave me 60% off of my trip with my loyalty discount stacked with other discounts they were offering.

I had extra money, so I booked a trip to Argentina and Brazil and still had enough to pay for my flights. I booked my hotel through Expedia, using points to pay for it. On my flight from Buenos Aires to Ushuaia (where the cruises leave for Antarctica), I was a frequent flyer and they upgraded me to business class!

As a side note, this time next year all 50 states will be complete!

Photographed by Career Girl Daily at The Dorsett Hotel. Makeup by Jana Pirosko. Written by Lynn Torbert.


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  1. It is amazing how many places you have managed to see already!! I absolutely love to travel and I will keep these tips in mind when saving for my adventures.

  2. I usually find posts like this contain very similar tips, but this one actually have stated some things which I would have never considered! Superb post, thoroughly enjoyed the read!

  3. Privileged stamped all over this article. Even with the discounts travel is expensive – very expensive. So there needs to be a lot of incoming to support all this outgoing and not only that, no job that I know of is going to allow you to take this much vacay time. What I hate about this BS is it makes others that can’t see how they could ever afford this feel like underachievers because even MBA grads are not going to be able to do this and hold a job as well.

  4. Yeah I’m unsubscribing to this newsletter. I am 47, an artist and born and bred via grit. Wishing all the privileged fun in their lives.

  5. This is incredible!! I just opened a second savings account to save for traveling but these ideas will definitely help me get there faster. Thank you for sharing!
    – Mez,

  6. Hi @disqus_SmcqwI19NN:disqus,

    I budgeted really heavily. I had $20/week for “fun activities” and I also had a limited budget for groceries to make sure no food was going wasted. This trip was done after my MBA was completed and I didn’t have a full time job as I was in between and it allowed me to complete the trip. When I completed the trip, I was completely broke and lived off of the rest of my student loan until I was able to find a job. You’re right that it was a completely ambitious goal and articles tend to only focus on the positive. While going through it, it was a completely different experience. While saving there are highs and lows to it. The end goal is to go on the trip, but that doesn’t always mean saving is fun the full 100% of the time.

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