It’s January and we’re all feeling the pinch. Gift-giving, hosting and sales have eaten a hole in our bank accounts. With the year still very much ahead of us, it isn’t too late to rectify the damages of the holiday season! Our best-selling Getting Things Done pink planner is the perfect antidote to a month of chaos.
I believe this is the perfect time to reorganize your finances. We’re once again busy with work and there are fewer parties and post-Christmas sales to snatch our pennies. So, if you’re struggling to keep track of your finances and tired of rubbing pennies together, here’s how to use the Getting Things Done planner to get your life back in order.
Make a plan
Want to get your finances in order? Our best-selling planner the Getting Things Done planner has everything you’ll need to get it together. Every page has sections to help you plan an organized day, from the exercises you want to do to self-care exercises.
Most importantly, you can track your expenses and shopping lists to start getting on top of what you’re spending your money on. Every day you can open up a fresh page and improve on what you did yesterday, including the meals you ate. Which means you’ll be saving money in every single area of your life.
All you have to do is get a pen and work through each day, fill out your plan, fill in your spendings and have a look at what you could be doing better. You can even create a savings goal at the top of every page, so you know what you want to achieve. Get it here.
Probably the last thing we want to hear, but it’s the cruel truth. If you’re spending recklessly, your finances will run away from you. Look back on your expenditure over the past year. Can you see any recurring, unnecessary spending habits? Write them in your planner and remind yourself to work on them every day.
It’s amazing to treat yourself, we work hard for it, but when feeling the pinch, sometimes we have to forfeit a few luxuries!
Cut costs and do cardio
If you can walk it, why take the car? Tone your legs and save a huge amount in commuting and car costs! Alternatively, if walking or cycling isn’t possible, why not carpool? That way you can still cut costs and save the planet.
You can log that exercise into your Getting Things Done planner and know that you’re living your best life, with every single area planned out.
Figuring out your financial inventory is very important. In order to set your financial goals, you’re going to have to log the total amount of your assets and liabilities. With money coming in and out in every which way it’s hard to know where your money should go.
We made it so easy to keep track of, all you need to do is write in the space provided your expenses for the day. That way you’ve got a full list of expenses available to you all the time.
Think about your goals
The best way to stay motivated and keep track of your finances is to take keep in mind your aspirations. Are you saving for a house? The holiday of a lifetime? Do you want to go traveling?
Set reminders for yourself to sift through the bills and update your spreadsheets to curb your unnecessary spending habits. You’re far more likely to stick to a spending plan if you have a reason to.
Budget, budget, budget
Create a budget and stick to it. Get familiar with all your essential outgoings: rent, bills, transport etc. and how much you have coming in.
Keep track of this amount and try to spend less disposable income than you have so you can keep supplementing your savings!
Ready to cut the chaos and get your life back together? Find out more about the Getting Things Done planner here.
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